Archive for March, 2010

A Guaranteed Way to Find Financing For Your Business: A Must Read!

Friday, March 5th, 2010

Easily Find And Secure: Angel Investors, Private Investors, Institutional Investors And More! Raising capital for a start-up, corporation in expansion mode or a company in virtually any position presents it’s challenges and roadblocks. There has been no period in recent history that can simulate the difficulties that current entrepreneurs and executives are having when trying to achieve the procurement of venture capital. The standards have become more stringent and the cross-collateralization of personal and corporate assets as security for loans has virtually become a mandatory prerequisite for any type of funding, equity or loan based.

When initiating the process of raising capital one should take into consideration the use of a combination of funding options such as but not limited to: traditional venture capital, bank institutional, institutional equity investment, hedge fund lenders, private money lending, angel equity and loan investment, a private placement memorandum as the mechanism for raising capital distributed in shares, international equity based funding, the reality of taking your small business public on the OTCBB and many other concepts of capital raising that can be placed into a simultaneous strategy.

It’s a common mistake among entrepreneurs and executives to place all of their attention and time into one singular aspect of the above funding concepts. Instead, you should pick a multi pronged approach and go after multiple genres of financing for your business. Some avenues will yield success, some will not but you are more likely to achieve incremental funding successes as oppose to one gargantuan, be all and end all finance victory.

To achieve funding you’ll need to be able to contact multiple finance sources to start the ball rolling. Find online membership database sites that are owned and operated by professionals in the venture capital industry.

There is a big difference between a generalized database of possible lenders and a strategic database of success driven finance solutions. Find the most cutting edge, full range database on the web and join them.

Do You Need Financing For Your Business? Do You Need Angel Investors, Private Investors or Venture Capital, then visit Angel Funding Project’s site and find the best Business Funding Sources In The Industry.

Great Ways To Raise Money Fast!

Friday, March 5th, 2010

Regulation D, Under Sections 4(2) and 3(b) of the Securities Act of 1933, the SEC adopted Regulation D to coordinate the various limited offering exemptions and to streamline the existing requirements applicable to private offers and sales of securities. The Regulation establishes three exemptions from registration in Rules 504, 505, and 506.

Rule 504, which provides an exemption for non-reporting companies unless they are “blank check” issuers or certain “shells”, stipulates that: The sale of up to $1,000,000 of securities in a 12-month period is permitted provided that there is no general solicitation, the securities sold are restricted securities and cannot be resold except pursuant to a registration statement or exemption, and a notice must be filed with the SEC within 15 days after the first sale. Rule 504 does not provide an exemption under any state laws. In certain limited circumstances where an offering is conducted under state accredited investor exemptions, securities offered under Rule 504 may be freely transferrable. Unlike Rules 505 and 506, Rule 504 does not mandate that specified disclosure be provided to purchasers. Nonetheless, the business person should take care that sufficient information is provided to meet the full disclosure obligations which exist under the antifraud provisions of the securities laws.

Rule 505 was adopted by the SEC to provide small businesses more flexibility in raising capital than under Rule 504 – but without the uncertainty of determining the quality of the purchasers that generally is involved in using Rule 506. Rule 505 provides issuers a limited offering exemption for sales of securities totaling up to $5 million in any 12-month period.

Rule 505 contains certain restrictions regarding “accredited investors” and non-accredited persons. The-term “accredited investor” includes:

Banks, insurance companies, registered investment companies, business development companies, or small business investment companies; Certain employee benefit plans for which investment decisions are made by a bank, insurance company, or registered investment adviser; Any employee benefit plan (Within the meaning of Title I of the Employee Retirement Income Security Act) with total assets in excess of $5 million; Charitable organizations, corporations or partnerships with assets in excess of $5 million; Directors, executive officers, and general partners of the issuer; Any entity in which all the equity owners are accredited investors; Natural persons with a net worth of at least $1 million; Any natural person with an income in excess of $200,000 in each of the two most recent years or joint income with a spouse in excess of $300,000 for those years and a reasonable expectation of the same income level in the current year; and Trusts with assets of at least $5 million, not formed to acquire the securities offered, and whose purchases are directed by a sophisticated person.

If the issuer sells any securities to non-accredited investors, it must furnish to all investors the same type of information as required by Regulation A. It must also furnish audited financial statements.

If an issuer other than a limited partnership cannot obtain audited financial statements without unreasonable effort or expense, only the issuer’s balance sheet (to be dated within 120 days of the start of the offering) must be audited.

Limited partnerships unable to obtain required financial statements without unreasonable effort or expense may furnish financial statements prepared on the basis of federal income tax requirements and examined and reported on by an independent public or certified accountant in accordance with generally accepted auditing standards; and The issuer must also be available to answer questions by prospective purchasers about the issuer or the offering.

Further restrictions under Rule 505 include:

The total offering price of each issue of securities may not exceed $5 million. The offering may not be made by means of general solicitation or general advertising. The issuer may sell the securities to an unlimited number of “accredited investors” and to 35 non-accredited persons. There are no requirements of “sophistication” or “wealth” for persons to whom the securities are sold. A company must take any necessary steps to ensure that the purchasers are acquiring securities for investment only, not for resale. The securities are thus “restricted” and investors must be informed that they may not be able to sell except pursuant to a registration statement or exemption from registration. The issuer is not required to file any offering materials with the Commission. Fifteen days after the first sale in the offering, the issuer must file a notice of sales on Form D. The notice also contains an undertaking under this Rule for the issuer to furnish the Commission, upon its staff s request, any information given to non-accredited purchasers in connection with the offering. Rule 505 does not provide an exemption from state securities laws.

SEC Rule 506 offers and sales of securities by an issuer that satisfy the conditions stated below are deemed transactions not involving any public offering within the meaning of Section 4(2) of the Securities Act. For an offering to be considered exempt from the registration requirements, Rule 506 stipulates: There is no ceiling on the amount of money which may be raised. No general solicitation or general advertising is permitted. The issuer may sell its securities to an unlimited number of accredited investors and 35 non accredited purchasers. Unlike Rule 505, all non-accredited purchasers (either alone or with a purchaser representative) must be sophisticated – that is, have sufficient knowledge and experience in financial and business matters to render them capable of evaluating the merits and risks of the prospective investment. The term “accredited investor” is defined under Rule 505.

If the issuer sells any securities to non-accredited investors, it must furnish to all investors the same type of information as required by Regulation A. It must also furnish the same financial information as would be required by registration on Form S-1.

If the issuer cannot obtain audited financial statements without unreasonable effort or expense, then financial statements may be provided in accordance with the special treatment described under Rule 505.

The securities sold are “restricted” under the same stipulations in Rule 505.

A company is required to file a notice of the offering on Form D at SEC headquarters within 15 days after the first sale in the offering. All states except New York provide an exemption from state securities laws for offerings under Rule 506 but the company must file a copy of the Form D and pay a filing fee in each state. New York has a distinctive law which makes a Rule 506 offering within that state impractical.

Accredited Investor Exemption

The Small Business Investment Incentive Act of 1980 created a new statutory exemption from registration under the Securities Act for transactions involving offers and sales of securities by any issuer solely to one or more “accredited investors.” Under Section 4(6):

The total offering price of each issue of securities under the exemption may not exceed the limit on small offerings set by Section 3(b) the Securities Act, which currently is $5 million per issue. The offering may not be made by means of any form of advertising or public solicitation.

The term “accredited investor” is defined to include the same individuals and entities as included for purposes of Rules 505 and 506. The issuer is required to file a notice of sales on Form D with the Commission 15 days after the initial sale is made in reliance on the exemption.

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The Best Ways To Attain Green Energy

Friday, March 5th, 2010

Green energy is a huge goal for world to attain. It means specifically finding ways to get energy so people can continue to enjoy the same luxuries of technology–but without a negative impact to the environment. This kind of energy is sustainable and will not drain resources. It will cause minimal pollution and will, hopefully, be inexpensive. This can also reduce the dependence of countries on foreign oil.

Wind farms are rapidly growing in popularity, since harnessing the power of the wind was an old technique to gain a natural advantage. It worked well for windmills and that same idea is now being used for electrical purposes. Turbines are what specifically give power. Mills are also still used for extra force in labor.

Turbines have been met with some degree of resistance, though. The weakest of all arguments is that they are aesthetically unpleasing and people would not want one on their land. This is an extremely foolish argument. There are many devices that were originally thought of as unattractive but we have gotten used to because of the benefit they give our lives. More valid arguments include how these turbines may disrupt the local ecology, how they may cause pollution in the production of them, and how they require a great deal of energy to start up.

One great way people can get green energy in their own homes is to install solar power and solar thermal panels. You will reduce your electricity usage and oil for heat by a huge percentage. These panels attach to the roof of your house and should be installed by professionals. They connect to your heating and electrical system and harness energy from the sun to power your house. They store this energy and heat during the day and will not run out at night.

Once again, there is some pollution and waste in the making of them. As technology gets more advanced, we can reduce this negative impact. On the whole, if more people used these, it would far outweigh any of the pollution caused in the making of the panels. The problem is that they can be expensive and not everyone can afford them, though their cost will pay for itself over time by reducing your bills.

Another old method which is still in its production stages is harnessing wave or tidal energy. Since the tides are extremely regular and are moved with huge force, it would be an excellent idea to capture some of the energy put off by it. Unfortunately, we have not come far enough yet to find the ideal way to do this, but within the next ten years, it should become far more commonplace.

Electric cars are another way for you to personally reduce your output of pollution. Though cars require a great deal of power to move, it is better to use electricity–which can be renewed in a manner of different ways–than to use gas.

Hybrid cars therefore combine the two so you use far less gasoline than many other types of vehicles. Gas not only causes a great deal of pollution, but it is something the world is using up very quickly and will one day be out of. It is smart to get used to an alternate method now.

Help to save the world for future generations by using green energy sources. You can also inspire these future generations using science toys and science projects.

Cisco Router Basics

Friday, March 5th, 2010

In preparation of our CCNA exam, we want to make sure we cover the various concepts that we could see on our Cisco CCNA exam. So to assist you, below we will discuss Cisco Router Basics.

Basics Of Cisco Routers

Introduction

Cisco is well known for its routers and switches. I must admit they are very good quality products and once they are up and running, you can pretty much forget about them because they rarely fail.

We are going to focus on routers here since that’s the reason you clicked on this page !

Cisco has a number of different routers, amongst them are the popular 1600 series, 2500 series and 2600 series. The ranges start from the 600 series and go up to the 12000 series (now we are talking about a lot of money).

Below are a few of the routers mentioned :

All the above equipment runs special software called the Cisco Internetwork Operating System or IOS. This is the kernel of Cisco routers and most switches. Cisco has created what they call Cisco Fusion, which is supposed to make all Cisco devices run the same operating system.

We are going to begin with the basic components which make up a Cisco router (and switches) and I will be explaining what they are used for, so grab that tea or coffee and let’s get going !

The basic components of any Cisco router are :

Interfaces The Processor (CPU) Internetwork Operating System (IOS) RXBoot Image RAM NVRAM ROM Flash memory Configuration Register Now I just hope you haven’t looked at the list and thought “Stuff this, it looks hard and complicated” because I assure you, it’s less painful than you might think ! In fact, once you read it a couple of times, you will find all of it easy to remember and understand.

Interfaces

These allow us to use the router ! The interfaces are the various serial ports or ethernet ports which we use to connect the router to our LAN. There are a number of different interfaces but we are going to hit the basic stuff only.

Here are some of the names Cisco has given some of the interfaces: E0 (first Ethernet interface), E1 (second Ethernet interface). S0 (first Serial interface), S1 (second Serial interface), BRI 0 (first B channel for Basic ISDN) and BRI 1 (second B channel for Basic ISDN).

In the picture below you can see the back view of a Cisco router, you can clearly see the various interfaces it has:(we are only looking at ISDN routers)

You can see that it even has phone sockets ! Yes, that’s normal since you have to connect a digital phone to an ISDN line and since this is an ISDN router, it has this option with the router. I should, however, explain that you don’t normally get routers with ISDN S/T and ISDN U interfaces together. Any ISDN line requires a Network Terminator (NT) installed at the customer’s premises and you connect your equipment after this terminator. An ISDN S/T interface doesn’t have the NT device built in, so you need an NT device in order to use the router. On the other hand, an ISDN U interface has the NT device built in to the router.

Check the picture below to see how to connect the router using the different ISDN interfaces:

Apart from the ISDN interfaces, we also have an Ethernet interface that connects to a device in your LAN, usually a hub or a computer. If connecting to a Hub uplink port, then you set the small switch to “Hub”, but if connecting to a PC, you need to set it to “Node”. This switch will simply convert the cable from a straight through (hub) to a x- over (Node):

The Config or Console port is a Female DB9 connector which you connect, using a special cable, to your computers serial port and it allows you to directly configure the router.

The Processor (CPU)

All Cisco routers have a main processor that takes care of the main functions of the router. The CPU generates interrupts (IRQ) in order to communicate with the other electronic components in the router. The Cisco routers utilise Motorola RISC processors. Usually the CPU utilisation on a normal router wouldn’t exceed 20 %.

The IOS

The IOS is the main operating system on which the router runs. The IOS is loaded upon the router’s bootup. It usually is around 2 to 5MB in size, but can be a lot larger depending on the router series. The IOS is currently on version 12, and Cisco periodically releases minor versions every couple of months e.g 12.1 , 12.3 etc. to fix small bugs and also add extra functionality.

The IOS gives the router its various capabilities and can also be updated or downloaded from the router for backup purposes. On the 1600 series and above, you get the IOS on a PCMCIA Flash card. This Flash card then plugs into a slot located at the back of the router and the router loads the IOS “image” (as they call it). Usually this image of the operating system is compressed so the router must decompress the image in its memory in order to use it.

The IOS is one of the most critical parts of the router, without it the router is pretty much useless. Just keep in mind that it is not necessary to have a flash card (as described above with the 1600 series router) in order to load the IOS. You can actually configure most Cisco routers to load the image off a network tftp server or from another router which might hold multiple IOS images for different routers, in which case it will have a large capacity Flash card to store these images.

The RXBoot Image

The RXBoot image (also known as Bootloader) is nothing more than a “cut-down” version of the IOS located in the router’s ROM (Read Only Memory). If you had no Flash card to load the IOS from, you can configure the router to load the RXBoot image, which would give you the ability to perform minor maintenance operations and bring various interfaces up or down.

The RAM

The RAM, or Random Access Memory, is where the router loads the IOS and the configuration file. It works exactly the same way as your computer’s memory, where the operating system loads along with all the various programs. The amount of RAM your router needs is subject to the size of the IOS image and configuration file you have. To give you an indication of the amounts of RAM we are talking about, in most cases, smaller routers (up to the 1600 series) are happy with 12 to 16 MB while the bigger routers with larger IOS images would need around 32 to 64 MB of memory. Routing tables are also stored in the system’s RAM so if you have large and complex routing tables, you will obviously need more RAM ! When I tried to upgrade the RAM on a Cisco 1600 router, I unscrewed the case and opened it and was amazed to find a 72 pin SIMM slot where you needed to attach the extra RAM. For those who don’t know what a 72 pin SIMM is, it’s basically the type of RAM the older Pentium socket 7 CPUs took, back in ‘95. This type of memory was replaced by today’s standard 168 pin DIMMs or SDRAM.

The NVRAM (Non-Volatile RAM)

The NVRAM is a special memory place where the router holds its configuration. When you configure a router and then save the configuration, it is stored in the NVRAM. This memory is not big at all when compared with the system’s RAM. On a Cisco 1600 series, it is only 8 KB while on bigger routers, like the 2600 series, it is 32 KB. Normally, when a router starts up, after it loads the IOS image it will look into the NVRAM and load the configuration file in order to configure the router. The NVRAM is not erased when the router is reloaded or even switched off.

ROM (Read Only Memory)

The ROM is used to start and maintain the router. It contains some code, like the Bootstrap and POST, which helps the router do some basic tests and bootup when it’s powered on or reloaded. You cannot alter any of the code in this memory as it has been set from the factory and is Read Only.

Flash Memory

The Flash memory is that card I spoke about in the IOS section. All it is, is an EEPROM (Electrical Eraseable Programmable Read Only Memory) card. It fits into a special slot normally located at the back of the router and contains nothing more than the IOS image(s). You can write to it or delete its contents from the router’s console. Usually it comes in sizes of 4MB for the smaller routers (1600 series) and goes up from there depending on the router model.

Configuration Register

Keeping things simple, the Configuration Register determines if the router is going to boot the IOS image from its Flash, tftp server or just load the RXBoot image. This register is a 16 Bit register, in other words has 16 zeros or ones. A sample of it in Hex would be the following: 0×2102 and in binary is : 0010 0001 0000 0010.

We hope you found this Cisco certification article helpful. We pride ourselves on not only providing top notch Cisco CCNA exam information, but also providing you with the real world Cisco CCNA skills to advance in your networking career.

Go to CiscoKits for your free Cisco Certification training. Cisco CCNA, CCNP, and CCIE training along with many options for Cisco home lab kits!